Ant Financial Service is undoubtedly an important giant of global technology Internet; since the beginning of this year, it has made a lot of achievements in continuously developing county-level services and driving the "Internet Plus" of the domestic county economy and residents' lives.

Little known is that Ant Financial can't do without cooperation with iSoftStone Information Technology (Group) Co., Ltd. (iSoftStone) when it further explores the county-level services. iSoftStone is the Leading China Innovative Software and IT Services Provider, and by relying on its end-to-end "software + service" comprehensive business capability and in-depth service advantages, it not only serves 1,000+ domestic and foreign customers in 10+ important industries, but also makes great achievements in the digitalization of counties and cities.

To this end, Ant Financial consider iSoftStone as an important booster when it furthers a broader county and township market, and work with iSoftStone to break the "last mile" of building a county digital service platform.

Actually, iSoftStone not only practically supports Ant Financial, but also assists Internet companies including BAT and other important players in the national economy. For many partners, iSoftStone has become their enabler to build a digital economy.

"1+1+N+1 mode"

In the Alipay building in Hangzhou, maybe you will see the teams of iSoftStone. They often come to meet with Alipay employees, and for them, the cooperation with Alipay is a process of exerting the accumulated advantages of iSoftStone in county-level services.

In the cloud computing platform and big data processing center of iSoftStone, a credit big data platform covering government affairs and people's livelihood, credit counties, inclusive finance, and poverty alleviation by developing industries can be established in counties and townships. On this basis, the government PC platform, APP platform and Alipay city service with unified standards and public access will be set up by means of business convergence. By virtue of those services, the convenience service, credit service and inclusive finance service in the county can be realized. iSoftStone calls it "1+1+N+1 mode", that is, 1 basic platform, 1 dataset of credit big data, N convenience services and 1 set of operating system.

Of course, the iSoftStone team is proud of the big data credit management platform and some inclusive finance services launched thereof. Through cooperation with local civil affairs, insurance, finance, vehicle administration, and other institutions, iSoftStone has tried various methods for data analysis after obtaining the data source, and produced the natural person credit database and social legal person credit database. Then, by forming a data integration with third-party credit information platform and anti-fraud platform, a credit management system is created using multi-dimensional credit rating method.

This is the basis for county and township residents to enjoy benefits from the Internet. In many local county-level service platforms, 30+ service items for the convenience and benefit of the people become available, so that residents can truly experience the convenience of "less procedures for the public from more information applications." 

In the plan of iSoftStone and Ant Financial, such a county digital service platform has great Internet thinking and will become an open platform. Third-party partners can join the platform to serve the county and township residents together provided that their qualifications and capabilities meet the requirements and satisfy the conditions of relevant government departments.

Undoubtedly, this approach is highly consistent with the relevant strategies of building a new smart countryside. Especially after the publication of a series of guiding documents, such as the National 13th Five-Year Plan for the Development of Strategic Emerging Industries and the Opinions on Implementing the Rural Revitalization Strategy, developing a county digital service platform has been backed by many local governments.

Promote the sense of happiness

Recently, iSoftStone and Ant Financial have made remarkable achievements from mutual cooperation in micro-finance inclusive. Under the guidance of the People's Government of Zhejiang Province, the Watching the Qianjiang Bore - 2018 Microfinance Industry Summit was successfully held, which was sponsored by Zhejiang Financial Office and Hangzhou Municipal Government, and hosted by Ant Financial Co., Ltd. and MYBank. At the summit, representatives from Neixiang County, Henan Province, Badong County, Hubei Province, Qingyang City, Gansu Province, Hongsibao District, Wuzhong City, Ningxia, Xintai City, Shandong Province, Xichuan County, Henan Province, Xing'an City, Guangxi Province, and Fugou County, Zhoukou City, Henan Province invited by iSoftStone discussed the development of "county-level service" inclusive finance.

Looking for a new perspective, we will know how powerful such inclusive finance is for ordinary users.

Take Neixiang County, Henan Province as an example, when local residents open Alipay in their mobiles phoness and enter the page of "City Services", they will find LBS-based options such as "Neixiang County Credit", "Tourist Attractions" and "Living Payment".

The page of micro-credit will appear after entering the "Neixiang County Credit". A local Alipay user with real name can complete the process of applying in 3 minutes and loaning in 1 second with zero manual intervention in the whole process, which greatly improves the financing and loaning ability of farmers and micro, small and medium-sized enterprises, and enables local residents in Neixiang County to enjoy the benefits of inclusive finance and the Internet. It is reported that more than RMB10 million has been lent in the first month of operation of this project to small and micro enterprises and individuals in Neixiang County.

Given such a good effect, Fugou County, Henan Province also signed a strategic cooperation agreement with iSoftStone and Ant Financial at the summit, marking that iSoftStone and Ant Financial have another development goals in "county-level service" projects and will bring more tangible benefits to more county residents.

For iSoftStone and Ant Financial, enhancing the sense of happiness and gain for county and township residents through "Internet Plus" is more important than commercial value. When reporting such a project within iSoftStone, Mr. TW Liu, Chairman & CEO, clearly stated that "the core value is to protect the needs of residents."

Therefore, the plan of cooperation between the two sides, besides providing residents with dozens of convenience services such as payment of utility bills, will also focus on improving county credit big data, promoting the settlement of Internet finance business in counties, implementing inclusive finance, and enhancing the sense of happiness for more local residents, which is the enterprise value that iSoftStone has always advocated.